Call report 2025Q4
CITIZENS TRUST BANK — 2025Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 795,547,000 | USD | evidence → |
| Total loans | 380,527,000 | USD | evidence → |
| Allowance for loan losses | 4,640,000 | USD | evidence → |
| Securities available for sale | 276,668,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 682,470,000 | USD | evidence → |
| Interest-bearing deposits | 397,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 284,726,000 | USD | evidence → |
| Equity capital | 101,797,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,446,000 | USD | evidence → |
| Interest expense | 6,919,000 | USD | evidence → |
| Net interest income | 32,527,000 | USD | evidence → |
| Noninterest income | 5,207,000 | USD | evidence → |
| Noninterest expense | 19,078,000 | USD | evidence → |
| Provision for loan losses | 423,000 | USD | evidence → |
| Pretax income | 18,233,000 | USD | evidence → |
| Income tax | 4,194,000 | USD | evidence → |
| Net income | 14,039,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 107,049,000 | USD | evidence → |
| Total capital | 112,096,000 | USD | evidence → |
| Risk-weighted assets | 445,444,000 | USD | evidence → |