Call report 2023Q4
CITIZENS TRUST BANK — 2023Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 741,413,000 | USD | evidence → |
| Total loans | 372,769,000 | USD | evidence → |
| Allowance for loan losses | 4,569,000 | USD | evidence → |
| Securities available for sale | 199,207,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 652,308,000 | USD | evidence → |
| Interest-bearing deposits | 312,503,000 | USD | evidence → |
| Noninterest-bearing deposits | 339,805,000 | USD | evidence → |
| Equity capital | 76,694,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,410,000 | USD | evidence → |
| Interest expense | 1,974,000 | USD | evidence → |
| Net interest income | 34,436,000 | USD | evidence → |
| Noninterest income | 5,576,000 | USD | evidence → |
| Noninterest expense | 19,295,000 | USD | evidence → |
| Provision for loan losses | 670,000 | USD | evidence → |
| Pretax income | 20,039,000 | USD | evidence → |
| Income tax | 4,610,000 | USD | evidence → |
| Net income | 15,429,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,132,000 | USD | evidence → |
| Total capital | 91,107,000 | USD | evidence → |
| Risk-weighted assets | 421,757,000 | USD | evidence → |