Call report 2022Q4
CITIZENS TRUST BANK — 2022Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 806,801,000 | USD | evidence → |
| Total loans | 340,855,000 | USD | evidence → |
| Allowance for loan losses | 2,986,000 | USD | evidence → |
| Securities available for sale | 177,734,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 730,609,000 | USD | evidence → |
| Interest-bearing deposits | 375,952,000 | USD | evidence → |
| Noninterest-bearing deposits | 354,657,000 | USD | evidence → |
| Equity capital | 62,827,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,356,000 | USD | evidence → |
| Interest expense | 634,000 | USD | evidence → |
| Net interest income | 23,722,000 | USD | evidence → |
| Noninterest income | 6,629,000 | USD | evidence → |
| Noninterest expense | 17,251,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 13,000,000 | USD | evidence → |
| Income tax | 3,120,000 | USD | evidence → |
| Net income | 9,880,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,808,000 | USD | evidence → |
| Total capital | 77,794,000 | USD | evidence → |
| Risk-weighted assets | 386,614,000 | USD | evidence → |