Call report 2015Q4
CITIZENS TRUST BANK — 2015Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 387,897,000 | USD | evidence → |
| Total loans | 186,961,000 | USD | evidence → |
| Allowance for loan losses | 2,124,000 | USD | evidence → |
| Securities available for sale | 123,258,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 328,893,000 | USD | evidence → |
| Interest-bearing deposits | 240,319,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,574,000 | USD | evidence → |
| Equity capital | 49,692,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,767,000 | USD | evidence → |
| Interest expense | 699,000 | USD | evidence → |
| Net interest income | 12,068,000 | USD | evidence → |
| Noninterest income | 4,182,000 | USD | evidence → |
| Noninterest expense | 13,920,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,651,000 | USD | evidence → |
| Income tax | 627,000 | USD | evidence → |
| Net income | 2,024,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,404,000 | USD | evidence → |
| Total capital | 50,528,000 | USD | evidence → |
| Risk-weighted assets | 239,737,000 | USD | evidence → |