Call report 2014Q4
CITIZENS TRUST BANK — 2014Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,238,000 | USD | evidence → |
| Total loans | 191,038,000 | USD | evidence → |
| Allowance for loan losses | 2,299,000 | USD | evidence → |
| Securities available for sale | 126,610,000 | USD | evidence → |
| Securities held to maturity | 240,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 341,008,000 | USD | evidence → |
| Interest-bearing deposits | 257,071,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,937,000 | USD | evidence → |
| Equity capital | 49,124,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,417,000 | USD | evidence → |
| Interest expense | 834,000 | USD | evidence → |
| Net interest income | 12,583,000 | USD | evidence → |
| Noninterest income | 3,790,000 | USD | evidence → |
| Noninterest expense | 14,126,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 2,172,000 | USD | evidence → |
| Income tax | 213,000 | USD | evidence → |
| Net income | 1,959,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,201,000 | USD | evidence → |
| Total capital | 45,500,000 | USD | evidence → |
| Risk-weighted assets | 234,863,000 | USD | evidence → |