Call report 2013Q4
CITIZENS TRUST BANK — 2013Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 387,410,000 | USD | evidence → |
| Total loans | 185,275,000 | USD | evidence → |
| Allowance for loan losses | 3,157,000 | USD | evidence → |
| Securities available for sale | 141,045,000 | USD | evidence → |
| Securities held to maturity | 240,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 336,973,000 | USD | evidence → |
| Interest-bearing deposits | 265,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,152,000 | USD | evidence → |
| Equity capital | 46,084,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,766,000 | USD | evidence → |
| Interest expense | 904,000 | USD | evidence → |
| Net interest income | 12,862,000 | USD | evidence → |
| Noninterest income | 3,621,000 | USD | evidence → |
| Noninterest expense | 14,812,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | 1,490,000 | USD | evidence → |
| Income tax | -58,000 | USD | evidence → |
| Net income | 1,548,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,441,000 | USD | evidence → |
| Total capital | 44,376,000 | USD | evidence → |
| Risk-weighted assets | 234,733,000 | USD | evidence → |