Call report 2012Q4
CITIZENS TRUST BANK — 2012Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,375,000 | USD | evidence → |
| Total loans | 190,999,000 | USD | evidence → |
| Allowance for loan losses | 3,509,000 | USD | evidence → |
| Securities available for sale | 129,865,000 | USD | evidence → |
| Securities held to maturity | 1,356,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 340,797,000 | USD | evidence → |
| Interest-bearing deposits | 281,251,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,546,000 | USD | evidence → |
| Equity capital | 48,834,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,530,000 | USD | evidence → |
| Interest expense | 1,052,000 | USD | evidence → |
| Net interest income | 14,478,000 | USD | evidence → |
| Noninterest income | 2,317,000 | USD | evidence → |
| Noninterest expense | 14,799,000 | USD | evidence → |
| Provision for loan losses | 2,400,000 | USD | evidence → |
| Pretax income | 277,000 | USD | evidence → |
| Income tax | -758,000 | USD | evidence → |
| Net income | 1,035,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,121,000 | USD | evidence → |
| Total capital | 44,109,000 | USD | evidence → |
| Risk-weighted assets | 237,733,000 | USD | evidence → |