Call report 2009Q4
CITIZENS TRUST BANK — 2009Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 387,130,000 | USD | evidence → |
| Total loans | 204,313,000 | USD | evidence → |
| Allowance for loan losses | 4,094,000 | USD | evidence → |
| Securities available for sale | 112,644,000 | USD | evidence → |
| Securities held to maturity | 3,909,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 326,546,000 | USD | evidence → |
| Interest-bearing deposits | 267,611,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,935,000 | USD | evidence → |
| Equity capital | 41,340,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,946,000 | USD | evidence → |
| Interest expense | 3,820,000 | USD | evidence → |
| Net interest income | 15,126,000 | USD | evidence → |
| Noninterest income | 5,483,000 | USD | evidence → |
| Noninterest expense | 17,157,000 | USD | evidence → |
| Provision for loan losses | 2,960,000 | USD | evidence → |
| Pretax income | 1,168,000 | USD | evidence → |
| Income tax | -113,000 | USD | evidence → |
| Net income | 1,281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,240,000 | USD | evidence → |
| Total capital | 40,397,000 | USD | evidence → |
| Risk-weighted assets | 260,589,000 | USD | evidence → |