Call report 2008Q4
CITIZENS TRUST BANK — 2008Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 347,751,000 | USD | evidence → |
| Total loans | 214,964,000 | USD | evidence → |
| Allowance for loan losses | 4,659,000 | USD | evidence → |
| Securities available for sale | 87,961,000 | USD | evidence → |
| Securities held to maturity | 4,583,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 282,132,000 | USD | evidence → |
| Interest-bearing deposits | 227,127,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,005,000 | USD | evidence → |
| Equity capital | 33,361,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,963,000 | USD | evidence → |
| Interest expense | 6,413,000 | USD | evidence → |
| Net interest income | 13,550,000 | USD | evidence → |
| Noninterest income | 5,345,000 | USD | evidence → |
| Noninterest expense | 15,110,000 | USD | evidence → |
| Provision for loan losses | 2,489,000 | USD | evidence → |
| Pretax income | 1,339,000 | USD | evidence → |
| Income tax | 132,000 | USD | evidence → |
| Net income | 1,207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,850,000 | USD | evidence → |
| Total capital | 35,951,000 | USD | evidence → |
| Risk-weighted assets | 248,762,000 | USD | evidence → |