Call report 2007Q4
CITIZENS TRUST BANK — 2007Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 338,115,000 | USD | evidence → |
| Total loans | 238,211,000 | USD | evidence → |
| Allowance for loan losses | 2,848,000 | USD | evidence → |
| Securities available for sale | 59,678,000 | USD | evidence → |
| Securities held to maturity | 7,374,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 279,978,000 | USD | evidence → |
| Interest-bearing deposits | 225,705,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,273,000 | USD | evidence → |
| Equity capital | 32,887,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,540,000 | USD | evidence → |
| Interest expense | 8,136,000 | USD | evidence → |
| Net interest income | 14,404,000 | USD | evidence → |
| Noninterest income | 4,858,000 | USD | evidence → |
| Noninterest expense | 15,051,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,181,000 | USD | evidence → |
| Income tax | 973,000 | USD | evidence → |
| Net income | 3,208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,351,000 | USD | evidence → |
| Total capital | 35,199,000 | USD | evidence → |
| Risk-weighted assets | 259,213,000 | USD | evidence → |