Call report 2005Q4
CITIZENS TRUST BANK — 2005Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,982,000 | USD | evidence → |
| Total loans | 218,972,000 | USD | evidence → |
| Allowance for loan losses | 3,327,000 | USD | evidence → |
| Securities available for sale | 65,767,000 | USD | evidence → |
| Securities held to maturity | 9,411,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,812,000 | USD | evidence → |
| Interest-bearing deposits | 194,582,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,230,000 | USD | evidence → |
| Equity capital | 32,347,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,785,000 | USD | evidence → |
| Interest expense | 5,077,000 | USD | evidence → |
| Net interest income | 14,708,000 | USD | evidence → |
| Noninterest income | 5,366,000 | USD | evidence → |
| Noninterest expense | 16,203,000 | USD | evidence → |
| Provision for loan losses | 287,000 | USD | evidence → |
| Pretax income | 3,313,000 | USD | evidence → |
| Income tax | 565,000 | USD | evidence → |
| Net income | 2,748,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,128,000 | USD | evidence → |
| Total capital | 34,987,000 | USD | evidence → |
| Risk-weighted assets | 227,829,000 | USD | evidence → |