Call report 2004Q3
CITIZENS TRUST BANK — 2004Q3
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 325,172,000 | USD | evidence → |
| Total loans | 203,150,000 | USD | evidence → |
| Allowance for loan losses | 3,108,000 | USD | evidence → |
| Securities available for sale | 77,572,000 | USD | evidence → |
| Securities held to maturity | 10,081,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 267,446,000 | USD | evidence → |
| Interest-bearing deposits | 210,204,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,242,000 | USD | evidence → |
| Equity capital | 30,405,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,326,000 | USD | evidence → |
| Interest expense | 2,738,000 | USD | evidence → |
| Net interest income | 11,588,000 | USD | evidence → |
| Noninterest income | 4,272,000 | USD | evidence → |
| Noninterest expense | 12,568,000 | USD | evidence → |
| Provision for loan losses | 775,000 | USD | evidence → |
| Pretax income | 2,575,000 | USD | evidence → |
| Income tax | 609,000 | USD | evidence → |
| Net income | 1,966,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,256,000 | USD | evidence → |
| Total capital | 30,907,000 | USD | evidence → |
| Risk-weighted assets | 211,642,000 | USD | evidence → |