Call report 2003Q4
CITIZENS TRUST BANK — 2003Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,418,000 | USD | evidence → |
| Total loans | 212,567,000 | USD | evidence → |
| Allowance for loan losses | 3,240,000 | USD | evidence → |
| Securities available for sale | 97,305,000 | USD | evidence → |
| Securities held to maturity | 10,553,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 276,893,000 | USD | evidence → |
| Interest-bearing deposits | 220,947,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,946,000 | USD | evidence → |
| Equity capital | 29,235,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,790,000 | USD | evidence → |
| Interest expense | 4,197,000 | USD | evidence → |
| Net interest income | 14,593,000 | USD | evidence → |
| Noninterest income | 5,081,000 | USD | evidence → |
| Noninterest expense | 16,155,000 | USD | evidence → |
| Provision for loan losses | 1,180,000 | USD | evidence → |
| Pretax income | 3,055,000 | USD | evidence → |
| Income tax | 627,000 | USD | evidence → |
| Net income | 2,428,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,536,000 | USD | evidence → |
| Total capital | 30,112,000 | USD | evidence → |
| Risk-weighted assets | 208,567,000 | USD | evidence → |