Call report 2002Q4
CITIZENS TRUST BANK — 2002Q4
The 22 measures CITIZENS TRUST BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 276,323,000 | USD | evidence → |
| Total loans | 174,678,000 | USD | evidence → |
| Allowance for loan losses | 2,562,000 | USD | evidence → |
| Securities available for sale | 54,023,000 | USD | evidence → |
| Securities held to maturity | 2,376,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,533,000 | USD | evidence → |
| Interest-bearing deposits | 164,749,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,784,000 | USD | evidence → |
| Equity capital | 28,284,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,071,000 | USD | evidence → |
| Interest expense | 5,070,000 | USD | evidence → |
| Net interest income | 12,001,000 | USD | evidence → |
| Noninterest income | 4,867,000 | USD | evidence → |
| Noninterest expense | 13,858,000 | USD | evidence → |
| Provision for loan losses | 1,660,000 | USD | evidence → |
| Pretax income | 2,514,000 | USD | evidence → |
| Income tax | 464,000 | USD | evidence → |
| Net income | 2,050,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,775,000 | USD | evidence → |
| Total capital | 30,075,000 | USD | evidence → |
| Risk-weighted assets | 183,666,000 | USD | evidence → |