Call reports 2010
FIRST NATIONAL BANK & TRUST CO. IN LARNED — 2010
What FIRST NATIONAL BANK & TRUST CO. IN LARNED reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 33,383,000 | 33,770,000 |
| Total loans | 19,719,000 | 18,789,000 |
| Allowance for loan losses | 913,000 | 923,000 |
| Securities available for sale | 9,899,000 | 10,529,000 |
| Securities held to maturity | 74,000 | 60,000 |
| Trading assets | 0 | 0 |
| Total deposits | 29,957,000 | 30,884,000 |
| Interest-bearing deposits | 23,509,000 | 24,016,000 |
| Noninterest-bearing deposits | 6,448,000 | 6,868,000 |
| Equity capital | 3,328,000 | 2,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 347,000 | 695,000 |
| Interest expense | 49,000 | 93,000 |
| Net interest income | 298,000 | 602,000 |
| Noninterest income | -33,000 | 19,000 |
| Noninterest expense | 347,000 | 692,000 |
| Provision for loan losses | 256,000 | 819,000 |
| Pretax income | -337,000 | -889,000 |
| Income tax | -51,000 | -51,000 |
| Net income | -286,000 | -838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 2,188,000 | 1,636,000 |
| Total capital | 2,462,000 | 1,902,000 |
| Risk-weighted assets | 21,245,000 | 20,644,000 |