Call reports 2009
FIRST NATIONAL BANK & TRUST CO. IN LARNED — 2009
What FIRST NATIONAL BANK & TRUST CO. IN LARNED reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 54,206,000 | 54,054,000 | 36,775,000 | 34,416,000 |
| Total loans | 26,977,000 | 25,785,000 | 22,739,000 | 22,202,000 |
| Allowance for loan losses | 992,000 | 2,289,000 | 1,901,000 | 1,907,000 |
| Securities available for sale | 16,535,000 | 20,320,000 | 13,224,000 | 9,757,000 |
| Securities held to maturity | 227,000 | 190,000 | 156,000 | 98,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,361,000 | 51,180,000 | 32,330,000 | 30,187,000 |
| Interest-bearing deposits | 37,336,000 | 41,197,000 | 25,247,000 | 22,830,000 |
| Noninterest-bearing deposits | 12,025,000 | 9,983,000 | 7,083,000 | 7,357,000 |
| Equity capital | 4,628,000 | 2,732,000 | 2,613,000 | 3,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,110,000 | 1,559,000 | 1,951,000 |
| Interest expense | 151,000 | 289,000 | 378,000 | 435,000 |
| Net interest income | 425,000 | 821,000 | 1,181,000 | 1,516,000 |
| Noninterest income | 156,000 | 237,000 | 624,000 | 681,000 |
| Noninterest expense | 456,000 | 1,127,000 | 1,603,000 | 2,030,000 |
| Provision for loan losses | 726,000 | 2,386,000 | 2,892,000 | 2,892,000 |
| Pretax income | -541,000 | -2,358,000 | -2,560,000 | -2,564,000 |
| Income tax | -1,000 | -3,000 | -5,000 | -992,000 |
| Net income | -540,000 | -2,355,000 | -2,555,000 | -1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 2,594,000 | 2,541,000 | 2,474,000 |
| Total capital | 4,790,000 | 2,975,000 | 2,848,000 | 2,770,000 |
| Risk-weighted assets | 30,770,000 | 28,581,000 | 22,983,000 | 22,083,000 |