Call reports 2007
FIRST NATIONAL BANK & TRUST CO. IN LARNED — 2007
What FIRST NATIONAL BANK & TRUST CO. IN LARNED reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 53,773,000 | 55,241,000 | 58,260,000 | 57,074,000 |
| Total loans | 29,345,000 | 33,181,000 | 34,477,000 | 33,702,000 |
| Allowance for loan losses | 765,000 | 768,000 | 798,000 | 832,000 |
| Securities available for sale | 18,854,000 | 16,286,000 | 18,133,000 | 18,095,000 |
| Securities held to maturity | 2,203,000 | 2,179,000 | 2,154,000 | 1,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,021,000 | 48,095,000 | 51,097,000 | 47,303,000 |
| Interest-bearing deposits | 38,353,000 | 38,850,000 | 42,961,000 | 37,602,000 |
| Noninterest-bearing deposits | 8,668,000 | 9,245,000 | 8,136,000 | 9,701,000 |
| Equity capital | 5,194,000 | 5,119,000 | 5,362,000 | 5,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,715,000 | 2,638,000 | 3,564,000 |
| Interest expense | 275,000 | 577,000 | 925,000 | 1,258,000 |
| Net interest income | 569,000 | 1,138,000 | 1,713,000 | 2,306,000 |
| Noninterest income | 100,000 | 161,000 | 269,000 | 344,000 |
| Noninterest expense | 456,000 | 910,000 | 1,388,000 | 1,902,000 |
| Provision for loan losses | 2,000 | 5,000 | 37,000 | 44,000 |
| Pretax income | 195,000 | 330,000 | 503,000 | 650,000 |
| Income tax | 53,000 | 82,000 | 125,000 | 157,000 |
| Net income | 142,000 | 248,000 | 378,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,187,000 | 5,244,000 | 5,349,000 | 5,293,000 |
| Total capital | 5,636,000 | 5,748,000 | 5,873,000 | 5,803,000 |
| Risk-weighted assets | 35,592,000 | 40,088,000 | 41,663,000 | 40,466,000 |