Call reports 2006
FIRST NATIONAL BANK & TRUST CO. IN LARNED — 2006
What FIRST NATIONAL BANK & TRUST CO. IN LARNED reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,342,000 | 52,502,000 | 53,429,000 | 56,421,000 |
| Total loans | 28,456,000 | 27,396,000 | 28,251,000 | 29,455,000 |
| Allowance for loan losses | 833,000 | 807,000 | 830,000 | 788,000 |
| Securities available for sale | 20,303,000 | 19,291,000 | 19,780,000 | 19,272,000 |
| Securities held to maturity | 2,380,000 | 2,347,000 | 2,310,000 | 2,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,173,000 | 43,561,000 | 43,821,000 | 51,099,000 |
| Interest-bearing deposits | 37,217,000 | 35,253,000 | 35,134,000 | 42,403,000 |
| Noninterest-bearing deposits | 8,956,000 | 8,308,000 | 8,687,000 | 8,696,000 |
| Equity capital | 4,909,000 | 4,772,000 | 4,988,000 | 5,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,466,000 | 2,239,000 | 3,084,000 |
| Interest expense | 224,000 | 463,000 | 724,000 | 1,003,000 |
| Net interest income | 506,000 | 1,003,000 | 1,515,000 | 2,081,000 |
| Noninterest income | 66,000 | 135,000 | 228,000 | 307,000 |
| Noninterest expense | 482,000 | 942,000 | 1,425,000 | 1,893,000 |
| Provision for loan losses | 0 | -25,000 | -25,000 | -25,000 |
| Pretax income | 83,000 | 213,000 | 335,000 | 511,000 |
| Income tax | 22,000 | 46,000 | 88,000 | 139,000 |
| Net income | 61,000 | 167,000 | 247,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,998,000 | 5,000,000 | 5,086,000 | 5,133,000 |
| Total capital | 5,434,000 | 5,423,000 | 5,513,000 | 5,597,000 |
| Risk-weighted assets | 34,463,000 | 33,485,000 | 33,777,000 | 36,821,000 |