Call reports 2002
FIRST NATIONAL BANK & TRUST CO. IN LARNED — 2002
What FIRST NATIONAL BANK & TRUST CO. IN LARNED reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,193,000 | 74,832,000 | 72,569,000 | 71,090,000 |
| Total loans | 44,096,000 | 43,034,000 | 43,421,000 | 43,218,000 |
| Allowance for loan losses | 600,000 | 595,000 | 580,000 | 589,000 |
| Securities available for sale | 11,392,000 | 10,873,000 | 13,035,000 | 13,662,000 |
| Securities held to maturity | 8,469,000 | 7,762,000 | 7,623,000 | 7,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,343,000 | 62,350,000 | 60,095,000 | 58,806,000 |
| Interest-bearing deposits | 48,177,000 | 53,665,000 | 51,874,000 | 50,504,000 |
| Noninterest-bearing deposits | 8,166,000 | 8,685,000 | 8,221,000 | 8,302,000 |
| Equity capital | 6,476,000 | 6,431,000 | 6,427,000 | 6,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,342,000 | 3,398,000 | 4,441,000 |
| Interest expense | 483,000 | 956,000 | 1,427,000 | 1,817,000 |
| Net interest income | 707,000 | 1,386,000 | 1,971,000 | 2,624,000 |
| Noninterest income | 71,000 | 148,000 | 206,000 | 296,000 |
| Noninterest expense | 575,000 | 1,163,000 | 1,779,000 | 2,398,000 |
| Provision for loan losses | 0 | 100,000 | 175,000 | 175,000 |
| Pretax income | 211,000 | 279,000 | 231,000 | 355,000 |
| Income tax | 76,000 | 99,000 | 62,000 | 106,000 |
| Net income | 135,000 | 180,000 | 169,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,043,000 | 5,930,000 | 5,926,000 | 5,887,000 |
| Total capital | 6,643,000 | 6,525,000 | 6,506,000 | 6,476,000 |
| Risk-weighted assets | 49,308,000 | 50,039,000 | 50,940,000 | 49,612,000 |