Call reports 2001
FIRST NATIONAL BANK & TRUST CO. IN LARNED — 2001
What FIRST NATIONAL BANK & TRUST CO. IN LARNED reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,231,000 | 76,095,000 | 74,261,000 | 71,649,000 |
| Total loans | 45,686,000 | 45,422,000 | 42,521,000 | 43,942,000 |
| Allowance for loan losses | 606,000 | 570,000 | 574,000 | 596,000 |
| Securities available for sale | 13,293,000 | 13,234,000 | 16,702,000 | 13,029,000 |
| Securities held to maturity | 6,339,000 | 7,876,000 | 9,540,000 | 8,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,587,000 | 62,440,000 | 60,492,000 | 57,940,000 |
| Interest-bearing deposits | 53,640,000 | 55,299,000 | 52,128,000 | 48,627,000 |
| Noninterest-bearing deposits | 7,947,000 | 7,141,000 | 8,364,000 | 9,313,000 |
| Equity capital | 6,334,000 | 6,276,000 | 6,508,000 | 6,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,906,000 | 4,324,000 | 5,608,000 |
| Interest expense | 738,000 | 1,469,000 | 2,185,000 | 2,758,000 |
| Net interest income | 747,000 | 1,437,000 | 2,139,000 | 2,850,000 |
| Noninterest income | 67,000 | 137,000 | 201,000 | 290,000 |
| Noninterest expense | 548,000 | 1,141,000 | 1,710,000 | 2,355,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 179,000 | 371,000 | 568,000 | 673,000 |
| Income tax | 64,000 | 133,000 | 184,000 | 223,000 |
| Net income | 115,000 | 238,000 | 384,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,822,000 | 5,777,000 | 5,930,000 | 5,902,000 |
| Total capital | 6,428,000 | 6,347,000 | 6,504,000 | 6,498,000 |
| Risk-weighted assets | 51,362,000 | 51,719,000 | 50,308,000 | 50,095,000 |