Call reports 2025
CANTON CO-OPERATIVE BANK — 2025
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 160,350,000 | 160,813,000 | 160,680,000 | 158,955,000 |
| Total loans | 98,756,000 | 100,107,000 | 103,971,000 | 103,664,000 |
| Allowance for loan losses | 672,000 | 672,000 | 672,000 | 672,000 |
| Securities available for sale | 37,754,000 | 35,717,000 | 35,629,000 | 34,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,352,000 | 134,707,000 | 133,878,000 | 131,743,000 |
| Interest-bearing deposits | 124,100,000 | 122,614,000 | 120,744,000 | 120,354,000 |
| Noninterest-bearing deposits | 10,252,000 | 12,093,000 | 13,134,000 | 11,389,000 |
| Equity capital | 20,150,000 | 20,212,000 | 20,931,000 | 21,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,723,000 | 3,498,000 | 5,323,000 | 7,170,000 |
| Interest expense | 768,000 | 1,518,000 | 2,258,000 | 3,008,000 |
| Net interest income | 955,000 | 1,980,000 | 3,065,000 | 4,162,000 |
| Noninterest income | -3,000 | 68,000 | 142,000 | 203,000 |
| Noninterest expense | 1,013,000 | 2,021,000 | 2,995,000 | 3,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -61,000 | 27,000 | 212,000 | 427,000 |
| Income tax | -20,000 | -3,000 | 37,000 | 81,000 |
| Net income | -41,000 | 30,000 | 175,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,911,000 | 22,957,000 | 23,076,000 | 23,245,000 |
| Total capital | 23,533,000 | 23,604,000 | 23,723,000 | 23,892,000 |
| Risk-weighted assets | 96,184,000 | 98,251,000 | 102,368,000 | 103,018,000 |