Call reports 2024
CANTON CO-OPERATIVE BANK — 2024
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 153,861,000 | 155,487,000 | 157,452,000 | 159,534,000 |
| Total loans | 91,060,000 | 94,570,000 | 93,811,000 | 95,468,000 |
| Allowance for loan losses | 672,000 | 672,000 | 672,000 | 672,000 |
| Securities available for sale | 39,273,000 | 38,751,000 | 39,995,000 | 37,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,777,000 | 130,163,000 | 131,200,000 | 133,914,000 |
| Interest-bearing deposits | 118,303,000 | 119,065,000 | 120,104,000 | 124,227,000 |
| Noninterest-bearing deposits | 10,474,000 | 11,098,000 | 11,096,000 | 9,687,000 |
| Equity capital | 19,349,000 | 19,470,000 | 20,511,000 | 19,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,524,000 | 5,399,000 | 7,192,000 |
| Interest expense | 690,000 | 1,443,000 | 2,254,000 | 3,028,000 |
| Net interest income | 970,000 | 2,081,000 | 3,145,000 | 4,164,000 |
| Noninterest income | 56,000 | 146,000 | 225,000 | 305,000 |
| Noninterest expense | 968,000 | 2,001,000 | 2,987,000 | 3,961,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 58,000 | 226,000 | 373,000 | 498,000 |
| Income tax | 13,000 | 50,000 | 81,000 | 107,000 |
| Net income | 45,000 | 176,000 | 292,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,586,000 | 22,692,000 | 22,853,000 | 22,952,000 |
| Total capital | 23,183,000 | 23,314,000 | 23,475,000 | 23,574,000 |
| Risk-weighted assets | 95,743,000 | 94,407,000 | 90,191,000 | 94,258,000 |