Call reports 2022
CANTON CO-OPERATIVE BANK — 2022
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 163,733,000 | 158,067,000 | 156,497,000 | 153,836,000 |
| Total loans | 77,838,000 | 77,045,000 | 83,658,000 | 86,252,000 |
| Allowance for loan losses | 579,000 | 579,000 | 579,000 | 579,000 |
| Securities available for sale | 40,366,000 | 41,146,000 | 39,806,000 | 42,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,862,000 | 137,364,000 | 136,759,000 | 135,422,000 |
| Interest-bearing deposits | 128,662,000 | 121,781,000 | 118,051,000 | 120,857,000 |
| Noninterest-bearing deposits | 13,200,000 | 15,583,000 | 18,708,000 | 14,565,000 |
| Equity capital | 19,435,000 | 18,191,000 | 17,389,000 | 18,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 2,033,000 | 3,230,000 | 4,648,000 |
| Interest expense | 102,000 | 204,000 | 302,000 | 420,000 |
| Net interest income | 882,000 | 1,829,000 | 2,928,000 | 4,228,000 |
| Noninterest income | 65,000 | 136,000 | 214,000 | 251,000 |
| Noninterest expense | 834,000 | 1,596,000 | 2,425,000 | 3,324,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 369,000 | 717,000 | 1,155,000 |
| Income tax | 16,000 | 75,000 | 161,000 | 261,000 |
| Net income | 97,000 | 294,000 | 556,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,890,000 | 21,089,000 | 21,420,000 | 21,755,000 |
| Total capital | 21,469,000 | 21,668,000 | 21,999,000 | 22,334,000 |
| Risk-weighted assets | 80,738,000 | 83,388,000 | 88,037,000 | 89,200,000 |