Call reports 2021
CANTON CO-OPERATIVE BANK — 2021
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 142,424,000 | 145,537,000 | 152,637,000 | 159,498,000 |
| Total loans | 82,399,000 | 80,648,000 | 78,462,000 | 79,861,000 |
| Allowance for loan losses | 579,000 | 579,000 | 579,000 | 579,000 |
| Securities available for sale | 28,998,000 | 30,270,000 | 32,253,000 | 38,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,389,000 | 122,310,000 | 129,251,000 | 135,976,000 |
| Interest-bearing deposits | 109,661,000 | 109,767,000 | 116,538,000 | 122,661,000 |
| Noninterest-bearing deposits | 9,728,000 | 12,543,000 | 12,713,000 | 13,315,000 |
| Equity capital | 20,638,000 | 20,929,000 | 21,170,000 | 21,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 2,013,000 | 3,066,000 | 4,004,000 |
| Interest expense | 133,000 | 244,000 | 341,000 | 443,000 |
| Net interest income | 855,000 | 1,769,000 | 2,725,000 | 3,561,000 |
| Noninterest income | 77,000 | 160,000 | 227,000 | 302,000 |
| Noninterest expense | 811,000 | 1,631,000 | 2,431,000 | 3,242,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 298,000 | 521,000 | 621,000 |
| Income tax | 24,000 | 61,000 | 110,000 | 128,000 |
| Net income | 97,000 | 237,000 | 411,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,309,000 | 20,449,000 | 20,712,000 | 20,794,000 |
| Total capital | 20,888,000 | 21,028,000 | 21,291,000 | 21,373,000 |
| Risk-weighted assets | 80,566,000 | 79,912,000 | 78,334,000 | 80,119,000 |