Call reports 2020
CANTON CO-OPERATIVE BANK — 2020
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,225,000 | 134,113,000 | 138,853,000 | 139,306,000 |
| Total loans | 76,223,000 | 78,386,000 | 78,784,000 | 80,503,000 |
| Allowance for loan losses | 542,000 | 542,000 | 564,000 | 579,000 |
| Securities available for sale | 22,304,000 | 23,685,000 | 27,299,000 | 29,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,415,000 | 111,161,000 | 115,917,000 | 116,291,000 |
| Interest-bearing deposits | 98,250,000 | 102,841,000 | 105,682,000 | 106,736,000 |
| Noninterest-bearing deposits | 7,165,000 | 8,320,000 | 10,235,000 | 9,555,000 |
| Equity capital | 19,064,000 | 20,383,000 | 20,635,000 | 20,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,156,000 | 2,210,000 | 3,254,000 | 4,329,000 |
| Interest expense | 163,000 | 322,000 | 469,000 | 611,000 |
| Net interest income | 993,000 | 1,888,000 | 2,785,000 | 3,718,000 |
| Noninterest income | 47,000 | 117,000 | 162,000 | 217,000 |
| Noninterest expense | 816,000 | 1,604,000 | 2,391,000 | 3,207,000 |
| Provision for loan losses | 0 | 0 | 22,000 | 37,000 |
| Pretax income | 224,000 | 401,000 | 534,000 | 691,000 |
| Income tax | 47,000 | 85,000 | 112,000 | 144,000 |
| Net income | 177,000 | 316,000 | 422,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,894,000 | 20,033,000 | 20,259,000 | 20,212,000 |
| Total capital | 20,436,000 | 20,575,000 | 20,823,000 | 20,791,000 |
| Risk-weighted assets | 75,277,000 | 79,023,000 | 77,309,000 | 78,271,000 |