Call reports 2019
CANTON CO-OPERATIVE BANK — 2019
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,220,000 | 125,328,000 | 122,804,000 | 124,781,000 |
| Total loans | 73,774,000 | 73,704,000 | 72,036,000 | 73,607,000 |
| Allowance for loan losses | 542,000 | 542,000 | 542,000 | 542,000 |
| Securities available for sale | 23,038,000 | 23,240,000 | 22,789,000 | 22,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,649,000 | 100,859,000 | 100,216,000 | 102,276,000 |
| Interest-bearing deposits | 89,357,000 | 93,712,000 | 92,869,000 | 94,748,000 |
| Noninterest-bearing deposits | 7,292,000 | 7,147,000 | 7,347,000 | 7,528,000 |
| Equity capital | 18,414,000 | 18,741,000 | 19,589,000 | 19,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,273,000 | 3,218,000 | 4,484,000 |
| Interest expense | 140,000 | 314,000 | 485,000 | 648,000 |
| Net interest income | 970,000 | 1,959,000 | 2,733,000 | 3,836,000 |
| Noninterest income | 61,000 | 132,000 | 201,000 | 247,000 |
| Noninterest expense | 766,000 | 1,596,000 | 2,214,000 | 3,187,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 488,000 | 715,000 | 891,000 |
| Income tax | 65,000 | 119,000 | 169,000 | 207,000 |
| Net income | 193,000 | 369,000 | 546,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,812,000 | 18,988,000 | 19,164,000 | 19,501,000 |
| Total capital | 19,354,000 | 19,530,000 | 19,706,000 | 20,043,000 |
| Risk-weighted assets | 73,538,000 | 71,711,000 | 71,333,000 | 70,980,000 |