Call reports 2016
CANTON CO-OPERATIVE BANK — 2016
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 109,589,000 | 107,535,000 | 111,817,000 | 112,908,000 |
| Total loans | 54,781,000 | 56,373,000 | 60,832,000 | 62,451,000 |
| Allowance for loan losses | 552,000 | 552,000 | 552,000 | 552,000 |
| Securities available for sale | 28,725,000 | 27,337,000 | 25,161,000 | 25,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,068,000 | 86,737,000 | 89,860,000 | 91,383,000 |
| Interest-bearing deposits | 82,833,000 | 82,567,000 | 84,403,000 | 86,629,000 |
| Noninterest-bearing deposits | 5,235,000 | 4,170,000 | 5,457,000 | 4,754,000 |
| Equity capital | 17,205,000 | 17,446,000 | 17,551,000 | 17,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,688,000 | 2,467,000 | 3,356,000 |
| Interest expense | 62,000 | 125,000 | 189,000 | 256,000 |
| Net interest income | 762,000 | 1,563,000 | 2,278,000 | 3,100,000 |
| Noninterest income | 71,000 | 179,000 | 221,000 | 259,000 |
| Noninterest expense | 722,000 | 1,529,000 | 2,219,000 | 2,952,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 452,000 | 552,000 | 679,000 |
| Income tax | 77,000 | 166,000 | 203,000 | 250,000 |
| Net income | 128,000 | 286,000 | 349,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,040,000 | 17,198,000 | 17,449,000 | 17,529,000 |
| Total capital | 17,592,000 | 17,783,000 | 18,034,000 | 18,114,000 |
| Risk-weighted assets | 69,049,000 | 72,679,000 | 78,304,000 | 74,952,000 |