Call reports 2015
CANTON CO-OPERATIVE BANK — 2015
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,737,000 | 105,625,000 | 108,571,000 | 105,439,000 |
| Total loans | 49,860,000 | 51,635,000 | 50,733,000 | 54,400,000 |
| Allowance for loan losses | 552,000 | 552,000 | 552,000 | 552,000 |
| Securities available for sale | 29,999,000 | 32,992,000 | 29,835,000 | 31,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,604,000 | 85,147,000 | 87,961,000 | 85,760,000 |
| Interest-bearing deposits | 82,892,000 | 80,213,000 | 82,278,000 | 80,824,000 |
| Noninterest-bearing deposits | 2,712,000 | 4,934,000 | 5,683,000 | 4,936,000 |
| Equity capital | 16,910,000 | 16,704,000 | 16,958,000 | 17,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,537,000 | 2,314,000 | 3,111,000 |
| Interest expense | 57,000 | 122,000 | 192,000 | 260,000 |
| Net interest income | 703,000 | 1,415,000 | 2,122,000 | 2,851,000 |
| Noninterest income | 40,000 | 126,000 | 138,000 | 201,000 |
| Noninterest expense | 691,000 | 1,367,000 | 2,065,000 | 2,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 283,000 | 387,000 | 485,000 |
| Income tax | 53,000 | 98,000 | 133,000 | 167,000 |
| Net income | 105,000 | 185,000 | 254,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,594,000 | 16,673,000 | 16,848,000 | 16,912,000 |
| Total capital | 16,874,000 | 17,225,000 | 17,400,000 | 17,464,000 |
| Risk-weighted assets | 48,521,000 | 50,096,000 | 49,633,000 | 51,911,000 |