Call reports 2013
CANTON CO-OPERATIVE BANK — 2013
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 100,106,000 | 99,832,000 | 100,727,000 | 103,551,000 |
| Total loans | 52,629,000 | 52,724,000 | 51,205,000 | 46,731,000 |
| Allowance for loan losses | 652,000 | 652,000 | 642,000 | 643,000 |
| Securities available for sale | 27,704,000 | 26,443,000 | 27,615,000 | 32,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,829,000 | 83,893,000 | 84,797,000 | 87,670,000 |
| Interest-bearing deposits | 80,557,000 | 81,041,000 | 81,442,000 | 84,844,000 |
| Noninterest-bearing deposits | 3,272,000 | 2,852,000 | 3,355,000 | 2,826,000 |
| Equity capital | 16,036,000 | 15,687,000 | 15,762,000 | 15,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,609,000 | 2,420,000 | 3,219,000 |
| Interest expense | 102,000 | 197,000 | 286,000 | 367,000 |
| Net interest income | 693,000 | 1,412,000 | 2,134,000 | 2,852,000 |
| Noninterest income | 147,000 | 268,000 | 308,000 | 348,000 |
| Noninterest expense | 657,000 | 1,302,000 | 1,882,000 | 2,564,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 403,000 | 560,000 | 660,000 |
| Income tax | 80,000 | 164,000 | 226,000 | 263,000 |
| Net income | 116,000 | 239,000 | 334,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,592,000 | 15,714,000 | 15,910,000 | 15,974,000 |
| Total capital | 16,220,000 | 16,346,000 | 16,546,000 | 16,582,000 |
| Risk-weighted assets | 50,231,000 | 50,559,000 | 50,850,000 | 48,628,000 |