Call reports 2012
CANTON CO-OPERATIVE BANK — 2012
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,901,000 | 99,915,000 | 99,187,000 | 100,492,000 |
| Total loans | 53,231,000 | 53,062,000 | 53,360,000 | 53,345,000 |
| Allowance for loan losses | 642,000 | 652,000 | 652,000 | 652,000 |
| Securities available for sale | 25,237,000 | 25,433,000 | 27,412,000 | 27,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,855,000 | 83,494,000 | 82,943,000 | 84,199,000 |
| Interest-bearing deposits | 79,606,000 | 80,963,000 | 80,295,000 | 80,559,000 |
| Noninterest-bearing deposits | 2,249,000 | 2,531,000 | 2,648,000 | 3,640,000 |
| Equity capital | 15,403,000 | 15,792,000 | 15,986,000 | 16,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,766,000 | 2,606,000 | 3,431,000 |
| Interest expense | 151,000 | 280,000 | 405,000 | 518,000 |
| Net interest income | 742,000 | 1,486,000 | 2,201,000 | 2,913,000 |
| Noninterest income | 114,000 | 232,000 | 408,000 | 572,000 |
| Noninterest expense | 644,000 | 1,281,000 | 1,971,000 | 2,629,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 182,000 | 397,000 | 650,000 | 870,000 |
| Income tax | 72,000 | 159,000 | 262,000 | 352,000 |
| Net income | 110,000 | 238,000 | 388,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,955,000 | 15,201,000 | 15,350,000 | 15,479,000 |
| Total capital | 15,553,000 | 15,815,000 | 15,968,000 | 16,111,000 |
| Risk-weighted assets | 47,826,000 | 49,055,000 | 49,385,000 | 50,519,000 |