Call reports 2011
CANTON CO-OPERATIVE BANK — 2011
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,682,000 | 96,242,000 | 100,121,000 | 101,383,000 |
| Total loans | 60,288,000 | 61,020,000 | 58,373,000 | 55,359,000 |
| Allowance for loan losses | 502,000 | 552,000 | 582,000 | 612,000 |
| Securities available for sale | 17,716,000 | 21,987,000 | 22,649,000 | 24,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,340,000 | 78,564,000 | 82,948,000 | 84,678,000 |
| Interest-bearing deposits | 74,002,000 | 75,855,000 | 80,540,000 | 82,767,000 |
| Noninterest-bearing deposits | 2,338,000 | 2,709,000 | 2,408,000 | 1,911,000 |
| Equity capital | 14,466,000 | 14,812,000 | 15,275,000 | 15,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,958,000 | 2,950,000 | 3,916,000 |
| Interest expense | 201,000 | 401,000 | 593,000 | 764,000 |
| Net interest income | 767,000 | 1,557,000 | 2,357,000 | 3,152,000 |
| Noninterest income | 29,000 | 75,000 | 161,000 | 217,000 |
| Noninterest expense | 576,000 | 1,154,000 | 1,785,000 | 2,394,000 |
| Provision for loan losses | 60,000 | 110,000 | 140,000 | 170,000 |
| Pretax income | 165,000 | 373,000 | 598,000 | 810,000 |
| Income tax | 65,000 | 150,000 | 242,000 | 328,000 |
| Net income | 100,000 | 223,000 | 356,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,401,000 | 14,525,000 | 14,721,000 | 14,847,000 |
| Total capital | 14,903,000 | 15,077,000 | 15,303,000 | 15,459,000 |
| Risk-weighted assets | 50,890,000 | 51,035,000 | 51,104,000 | 49,802,000 |