Call reports 2007
CANTON CO-OPERATIVE BANK — 2007
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,140,000 | 73,321,000 | 75,200,000 | 78,208,000 |
| Total loans | 45,896,000 | 47,795,000 | 49,691,000 | 50,180,000 |
| Allowance for loan losses | 348,000 | 348,000 | 348,000 | 348,000 |
| Securities available for sale | 16,030,000 | 15,002,000 | 16,028,000 | 17,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,422,000 | 59,680,000 | 59,404,000 | 61,206,000 |
| Interest-bearing deposits | 58,942,000 | 58,082,000 | 57,799,000 | 59,496,000 |
| Noninterest-bearing deposits | 1,480,000 | 1,598,000 | 1,605,000 | 1,710,000 |
| Equity capital | 12,607,000 | 12,570,000 | 12,686,000 | 12,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 1,989,000 | 2,950,000 | 3,979,000 |
| Interest expense | 485,000 | 969,000 | 1,451,000 | 1,967,000 |
| Net interest income | 521,000 | 1,020,000 | 1,499,000 | 2,012,000 |
| Noninterest income | 26,000 | 63,000 | 116,000 | 190,000 |
| Noninterest expense | 500,000 | 995,000 | 1,458,000 | 1,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 88,000 | 157,000 | 260,000 |
| Income tax | 19,000 | 36,000 | 64,000 | 107,000 |
| Net income | 28,000 | 52,000 | 93,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,755,000 | 12,779,000 | 12,820,000 | 12,880,000 |
| Total capital | 13,103,000 | 13,127,000 | 13,168,000 | 13,228,000 |
| Risk-weighted assets | 38,448,000 | 36,320,000 | 40,115,000 | 39,193,000 |