Call reports 2006
CANTON CO-OPERATIVE BANK — 2006
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,456,000 | 76,032,000 | 76,042,000 | 78,052,000 |
| Total loans | 45,153,000 | 44,452,000 | 45,135,000 | 45,569,000 |
| Allowance for loan losses | 348,000 | 348,000 | 348,000 | 348,000 |
| Securities available for sale | 27,076,000 | 25,298,000 | 23,736,000 | 17,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,083,000 | 60,718,000 | 60,481,000 | 62,352,000 |
| Interest-bearing deposits | 60,919,000 | 59,128,000 | 59,142,000 | 60,828,000 |
| Noninterest-bearing deposits | 2,164,000 | 1,590,000 | 1,339,000 | 1,524,000 |
| Equity capital | 12,169,000 | 12,137,000 | 12,327,000 | 12,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,902,000 | 2,854,000 | 3,872,000 |
| Interest expense | 352,000 | 764,000 | 1,203,000 | 1,684,000 |
| Net interest income | 602,000 | 1,138,000 | 1,651,000 | 2,188,000 |
| Noninterest income | 27,000 | 57,000 | 87,000 | 126,000 |
| Noninterest expense | 476,000 | 948,000 | 1,417,000 | 1,905,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 153,000 | 247,000 | 321,000 | 417,000 |
| Income tax | 63,000 | 101,000 | 131,000 | 171,000 |
| Net income | 90,000 | 146,000 | 190,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,766,000 | 11,647,000 | 12,671,000 | 12,728,000 |
| Total capital | 12,114,000 | 11,995,000 | 13,019,000 | 13,076,000 |
| Risk-weighted assets | 32,255,000 | 32,017,000 | 32,359,000 | 32,742,000 |