Call reports 2005
CANTON CO-OPERATIVE BANK — 2005
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 77,507,000 | 79,652,000 | 76,744,000 | 78,200,000 |
| Total loans | 31,971,000 | 35,021,000 | 38,655,000 | 43,204,000 |
| Allowance for loan losses | 348,000 | 348,000 | 348,000 | 348,000 |
| Securities available for sale | 38,149,000 | 34,913,000 | 31,711,000 | 28,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,274,000 | 67,169,000 | 64,441,000 | 62,958,000 |
| Interest-bearing deposits | 64,027,000 | 65,577,000 | 62,998,000 | 61,268,000 |
| Noninterest-bearing deposits | 1,247,000 | 1,592,000 | 1,443,000 | 1,690,000 |
| Equity capital | 11,864,000 | 12,069,000 | 12,122,000 | 12,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,664,000 | 2,516,000 | 3,419,000 |
| Interest expense | 237,000 | 496,000 | 774,000 | 1,074,000 |
| Net interest income | 579,000 | 1,168,000 | 1,742,000 | 2,345,000 |
| Noninterest income | 24,000 | 46,000 | 86,000 | 120,000 |
| Noninterest expense | 434,000 | 906,000 | 1,357,000 | 1,840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 308,000 | 471,000 | 625,000 |
| Income tax | 69,000 | 122,000 | 189,000 | 252,000 |
| Net income | 100,000 | 186,000 | 282,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,209,000 | 12,295,000 | 12,391,000 | 12,481,000 |
| Total capital | 12,543,000 | 12,643,000 | 12,739,000 | 12,829,000 |
| Risk-weighted assets | 26,739,000 | 28,370,000 | 29,393,000 | 31,431,000 |