Call reports 2004
CANTON CO-OPERATIVE BANK — 2004
What CANTON CO-OPERATIVE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 79,190,000 | 76,741,000 | 79,814,000 | 77,845,000 |
| Total loans | 22,663,000 | 24,807,000 | 26,611,000 | 29,752,000 |
| Allowance for loan losses | 309,000 | 309,000 | 309,000 | 309,000 |
| Securities available for sale | 46,117,000 | 45,214,000 | 43,670,000 | 40,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,145,000 | 65,146,000 | 67,776,000 | 65,717,000 |
| Interest-bearing deposits | 65,851,000 | 63,588,000 | 66,242,000 | 64,246,000 |
| Noninterest-bearing deposits | 1,294,000 | 1,558,000 | 1,534,000 | 1,471,000 |
| Equity capital | 11,882,000 | 11,433,000 | 11,812,000 | 11,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,507,000 | 2,292,000 | 3,118,000 |
| Interest expense | 299,000 | 583,000 | 857,000 | 1,109,000 |
| Net interest income | 485,000 | 924,000 | 1,435,000 | 2,009,000 |
| Noninterest income | 55,000 | 81,000 | 119,000 | 147,000 |
| Noninterest expense | 401,000 | 803,000 | 1,208,000 | 1,656,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 214,000 | 358,000 | 512,000 |
| Income tax | 51,000 | 77,000 | 136,000 | 199,000 |
| Net income | 100,000 | 137,000 | 222,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,896,000 | 11,933,000 | 12,018,000 | 12,109,000 |
| Total capital | 12,191,000 | 12,226,000 | 12,327,000 | 12,418,000 |
| Risk-weighted assets | 23,566,000 | 23,420,000 | 24,714,000 | 25,723,000 |