Call reports 2025
EVERGREEN FEDERAL BANK — 2025
What EVERGREEN FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 612,092,000 | 623,504,000 | 628,298,000 | 617,248,000 |
| Total loans | 486,667,000 | 485,684,000 | 485,200,000 | 484,182,000 |
| Allowance for loan losses | 6,486,000 | 6,520,000 | 6,655,000 | 6,787,000 |
| Securities available for sale | 50,114,000 | 50,693,000 | 49,065,000 | 49,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,978,000 | 543,690,000 | 546,966,000 | 535,055,000 |
| Interest-bearing deposits | 480,859,000 | 492,095,000 | 492,130,000 | 488,737,000 |
| Noninterest-bearing deposits | 53,119,000 | 51,595,000 | 54,836,000 | 46,318,000 |
| Equity capital | 75,558,000 | 76,891,000 | 78,088,000 | 79,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,715,000 | 13,629,000 | 20,756,000 | 27,874,000 |
| Interest expense | 1,822,000 | 3,746,000 | 5,739,000 | 7,636,000 |
| Net interest income | 4,893,000 | 9,883,000 | 15,017,000 | 20,238,000 |
| Noninterest income | 383,000 | 792,000 | 1,171,000 | 1,583,000 |
| Noninterest expense | 4,060,000 | 8,099,000 | 12,260,000 | 16,495,000 |
| Provision for loan losses | 66,000 | 153,000 | 284,000 | 416,000 |
| Pretax income | 1,080,000 | 2,273,000 | 3,489,000 | 4,731,000 |
| Income tax | 244,000 | 508,000 | 777,000 | 1,065,000 |
| Net income | 836,000 | 1,765,000 | 2,712,000 | 3,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,415,000 | 78,344,000 | 79,291,000 | 80,245,000 |