Call reports 2024
EVERGREEN FEDERAL BANK — 2024
What EVERGREEN FEDERAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 608,058,000 | 609,787,000 | 611,472,000 | 611,912,000 |
| Total loans | 475,279,000 | 484,577,000 | 488,370,000 | 491,643,000 |
| Allowance for loan losses | 6,510,000 | 6,511,000 | 6,351,000 | 6,419,000 |
| Securities available for sale | 57,767,000 | 54,069,000 | 49,913,000 | 49,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,910,000 | 513,286,000 | 514,474,000 | 512,058,000 |
| Interest-bearing deposits | 462,727,000 | 461,576,000 | 461,816,000 | 459,466,000 |
| Noninterest-bearing deposits | 52,183,000 | 51,710,000 | 52,658,000 | 52,592,000 |
| Equity capital | 70,961,000 | 71,914,000 | 74,055,000 | 74,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,183,000 | 12,572,000 | 19,133,000 | 25,757,000 |
| Interest expense | 1,670,000 | 3,429,000 | 5,292,000 | 7,171,000 |
| Net interest income | 4,513,000 | 9,143,000 | 13,841,000 | 18,586,000 |
| Noninterest income | 396,000 | 776,000 | 1,152,000 | 1,534,000 |
| Noninterest expense | 3,820,000 | 7,716,000 | 11,669,000 | 16,002,000 |
| Provision for loan losses | 63,000 | 63,000 | 63,000 | 129,000 |
| Pretax income | 356,000 | 1,235,000 | 2,178,000 | 2,844,000 |
| Income tax | 58,000 | 256,000 | 359,000 | 501,000 |
| Net income | 298,000 | 979,000 | 1,819,000 | 2,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,534,000 | 75,215,000 | 76,055,000 | 76,579,000 |