Call reports 2023
EVERGREEN FEDERAL BANK — 2023
What EVERGREEN FEDERAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 630,410,000 | 615,175,000 | 600,484,000 | 605,071,000 |
| Total loans | 454,996,000 | 465,679,000 | 462,555,000 | 470,755,000 |
| Allowance for loan losses | 7,033,000 | 6,778,000 | 6,561,000 | 6,453,000 |
| Securities available for sale | 101,901,000 | 81,562,000 | 66,953,000 | 61,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,263,000 | 531,325,000 | 529,724,000 | 523,619,000 |
| Interest-bearing deposits | 504,830,000 | 477,069,000 | 470,605,000 | 463,144,000 |
| Noninterest-bearing deposits | 56,433,000 | 54,256,000 | 59,119,000 | 60,475,000 |
| Equity capital | 66,983,000 | 67,152,000 | 68,077,000 | 70,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,777,000 | 11,615,000 | 17,589,000 | 23,608,000 |
| Interest expense | 642,000 | 1,678,000 | 2,766,000 | 4,114,000 |
| Net interest income | 5,135,000 | 9,937,000 | 14,823,000 | 19,494,000 |
| Noninterest income | 362,000 | 724,000 | 1,093,000 | 1,469,000 |
| Noninterest expense | 4,073,000 | 8,150,000 | 11,946,000 | 15,854,000 |
| Provision for loan losses | 77,000 | -143,000 | -360,000 | -360,000 |
| Pretax income | 1,265,000 | 1,711,000 | 2,257,000 | 2,612,000 |
| Income tax | 298,000 | 377,000 | 491,000 | 555,000 |
| Net income | 967,000 | 1,334,000 | 1,766,000 | 2,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,146,000 | 73,514,000 | 73,945,000 | 74,236,000 |