Call reports 2022
EVERGREEN FEDERAL BANK — 2022
What EVERGREEN FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 625,048,000 | 634,931,000 | 648,763,000 | 633,943,000 |
| Total loans | 372,518,000 | 388,470,000 | 419,582,000 | 447,829,000 |
| Allowance for loan losses | 6,867,000 | 6,867,000 | 6,867,000 | 6,956,000 |
| Securities available for sale | 119,534,000 | 135,667,000 | 131,666,000 | 105,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,803,000 | 567,762,000 | 582,908,000 | 567,001,000 |
| Interest-bearing deposits | 500,241,000 | 509,608,000 | 516,651,000 | 503,088,000 |
| Noninterest-bearing deposits | 57,562,000 | 58,154,000 | 66,257,000 | 63,913,000 |
| Equity capital | 65,054,000 | 64,633,000 | 62,928,000 | 64,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,386,000 | 9,025,000 | 14,238,000 | 19,895,000 |
| Interest expense | 125,000 | 254,000 | 456,000 | 788,000 |
| Net interest income | 4,261,000 | 8,771,000 | 13,782,000 | 19,107,000 |
| Noninterest income | 445,000 | 782,000 | 1,132,000 | 1,493,000 |
| Noninterest expense | 3,479,000 | 7,075,000 | 10,809,000 | 14,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 89,000 |
| Pretax income | 1,227,000 | 2,478,000 | 4,105,000 | 5,305,000 |
| Income tax | 300,000 | 613,000 | 1,022,000 | 1,311,000 |
| Net income | 927,000 | 1,865,000 | 3,083,000 | 3,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,112,000 | 70,050,000 | 71,268,000 | 72,179,000 |