Call reports 2018
EVERGREEN FEDERAL BANK — 2018
What EVERGREEN FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 455,730,000 | 455,782,000 | 460,745,000 | 455,448,000 |
| Total loans | 344,212,000 | 355,030,000 | 359,532,000 | 367,098,000 |
| Allowance for loan losses | 5,015,000 | 5,156,000 | 5,303,000 | 5,453,000 |
| Securities available for sale | 46,059,000 | 41,048,000 | 37,899,000 | 40,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,559,000 | 400,378,000 | 403,930,000 | 397,939,000 |
| Interest-bearing deposits | 363,463,000 | 362,896,000 | 362,584,000 | 360,431,000 |
| Noninterest-bearing deposits | 38,096,000 | 37,482,000 | 41,346,000 | 37,508,000 |
| Equity capital | 51,504,000 | 52,519,000 | 53,494,000 | 54,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,253,000 | 8,641,000 | 13,140,000 | 17,725,000 |
| Interest expense | 106,000 | 217,000 | 385,000 | 593,000 |
| Net interest income | 4,147,000 | 8,424,000 | 12,755,000 | 17,132,000 |
| Noninterest income | 410,000 | 843,000 | 1,180,000 | 1,827,000 |
| Noninterest expense | 3,138,000 | 6,248,000 | 9,369,000 | 12,855,000 |
| Provision for loan losses | 134,000 | 275,000 | 422,000 | 572,000 |
| Pretax income | 1,279,000 | 2,611,000 | 4,011,000 | 5,399,000 |
| Income tax | 302,000 | 614,000 | 928,000 | 1,239,000 |
| Net income | 977,000 | 1,997,000 | 3,083,000 | 4,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,151,000 | 53,171,000 | 54,257,000 | 55,333,000 |
| Total capital | 56,488,000 | 57,618,000 | 58,702,000 | 59,813,000 |
| Risk-weighted assets | 346,279,000 | 355,030,000 | 354,748,000 | 357,392,000 |