Call reports 2017
EVERGREEN FEDERAL BANK — 2017
What EVERGREEN FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 440,959,000 | 447,494,000 | 456,565,000 | 446,822,000 |
| Total loans | 303,133,000 | 317,523,000 | 322,522,000 | 330,353,000 |
| Allowance for loan losses | 4,677,000 | 4,728,000 | 4,855,000 | 4,912,000 |
| Securities available for sale | 61,917,000 | 58,994,000 | 50,999,000 | 45,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,946,000 | 394,777,000 | 402,492,000 | 393,384,000 |
| Interest-bearing deposits | 349,575,000 | 353,972,000 | 360,486,000 | 355,361,000 |
| Noninterest-bearing deposits | 41,371,000 | 40,805,000 | 42,006,000 | 38,023,000 |
| Equity capital | 48,753,000 | 49,678,000 | 50,646,000 | 50,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,821,000 | 7,821,000 | 11,934,000 | 16,091,000 |
| Interest expense | 96,000 | 192,000 | 305,000 | 413,000 |
| Net interest income | 3,725,000 | 7,629,000 | 11,629,000 | 15,678,000 |
| Noninterest income | 537,000 | 1,039,000 | 1,578,000 | 2,079,000 |
| Noninterest expense | 2,906,000 | 5,838,000 | 8,735,000 | 11,903,000 |
| Provision for loan losses | 236,000 | 397,000 | 524,000 | 656,000 |
| Pretax income | 1,120,000 | 2,484,000 | 3,976,000 | 5,212,000 |
| Income tax | 396,000 | 880,000 | 1,413,000 | 2,237,000 |
| Net income | 724,000 | 1,604,000 | 2,563,000 | 2,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,867,000 | 49,746,000 | 50,705,000 | 51,174,000 |
| Total capital | 52,779,000 | 53,780,000 | 54,798,000 | 55,328,000 |
| Risk-weighted assets | 312,181,000 | 321,998,000 | 326,679,000 | 331,578,000 |