Call reports 2016
EVERGREEN FEDERAL BANK — 2016
What EVERGREEN FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 416,496,000 | 422,578,000 | 434,112,000 | 437,678,000 |
| Total loans | 276,310,000 | 286,376,000 | 293,959,000 | 295,068,000 |
| Allowance for loan losses | 4,258,000 | 4,369,000 | 4,484,000 | 4,667,000 |
| Securities available for sale | 70,701,000 | 58,841,000 | 49,574,000 | 55,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,649,000 | 374,478,000 | 384,928,000 | 388,672,000 |
| Interest-bearing deposits | 334,152,000 | 337,871,000 | 346,322,000 | 347,751,000 |
| Noninterest-bearing deposits | 35,497,000 | 36,607,000 | 38,606,000 | 40,921,000 |
| Equity capital | 46,023,000 | 46,992,000 | 47,632,000 | 47,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,603,000 | 7,480,000 | 11,232,000 | 15,010,000 |
| Interest expense | 104,000 | 206,000 | 307,000 | 407,000 |
| Net interest income | 3,499,000 | 7,274,000 | 10,925,000 | 14,603,000 |
| Noninterest income | 496,000 | 1,086,000 | 1,686,000 | 2,348,000 |
| Noninterest expense | 3,029,000 | 6,015,000 | 9,020,000 | 11,958,000 |
| Provision for loan losses | 136,000 | 247,000 | 362,000 | 596,000 |
| Pretax income | 985,000 | 2,441,000 | 3,650,000 | 4,818,000 |
| Income tax | 348,000 | 879,000 | 1,310,000 | 1,725,000 |
| Net income | 637,000 | 1,562,000 | 2,340,000 | 3,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,685,000 | 46,611,000 | 47,389,000 | 48,142,000 |
| Total capital | 49,250,000 | 50,300,000 | 51,154,000 | 51,907,000 |
| Risk-weighted assets | 284,483,000 | 294,403,000 | 300,478,000 | 300,308,000 |