Call reports 2015
EVERGREEN FEDERAL BANK — 2015
What EVERGREEN FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 390,784,000 | 392,277,000 | 410,581,000 | 413,903,000 |
| Total loans | 256,046,000 | 260,207,000 | 258,838,000 | 261,960,000 |
| Allowance for loan losses | 3,608,000 | 3,723,000 | 3,927,000 | 4,122,000 |
| Securities available for sale | 22,243,000 | 30,135,000 | 41,612,000 | 74,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,075,000 | 347,806,000 | 364,682,000 | 367,431,000 |
| Interest-bearing deposits | 321,146,000 | 321,583,000 | 333,195,000 | 333,338,000 |
| Noninterest-bearing deposits | 25,929,000 | 26,223,000 | 31,487,000 | 34,093,000 |
| Equity capital | 43,194,000 | 43,656,000 | 44,679,000 | 44,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,377,000 | 6,807,000 | 10,677,000 | 14,204,000 |
| Interest expense | 113,000 | 223,000 | 334,000 | 445,000 |
| Net interest income | 3,264,000 | 6,584,000 | 10,343,000 | 13,759,000 |
| Noninterest income | 497,000 | 1,159,000 | 1,624,000 | 2,134,000 |
| Noninterest expense | 2,861,000 | 5,846,000 | 8,607,000 | 11,485,000 |
| Provision for loan losses | 125,000 | 275,000 | 479,000 | 684,000 |
| Pretax income | 854,000 | 1,725,000 | 2,984,000 | 3,876,000 |
| Income tax | 307,000 | 581,000 | 1,045,000 | 1,361,000 |
| Net income | 547,000 | 1,144,000 | 1,939,000 | 2,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,081,000 | 43,678,000 | 44,473,000 | 45,049,000 |
| Total capital | 46,412,000 | 47,043,000 | 47,845,000 | 48,456,000 |
| Risk-weighted assets | 266,216,000 | 268,874,000 | 269,276,000 | 271,859,000 |