Call reports 2018
FIRST PERSONAL BANK — 2018
What FIRST PERSONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 144,385,000 | 143,221,000 |
| Total loans | 100,168,000 | 98,755,000 |
| Allowance for loan losses | 1,083,000 | 1,283,000 |
| Securities available for sale | 21,109,000 | 20,965,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 128,705,000 | 127,498,000 |
| Interest-bearing deposits | 114,071,000 | 112,367,000 |
| Noninterest-bearing deposits | 14,634,000 | 15,131,000 |
| Equity capital | 15,034,000 | 15,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 1,339,000 | 2,684,000 |
| Interest expense | 130,000 | 265,000 |
| Net interest income | 1,209,000 | 2,419,000 |
| Noninterest income | 150,000 | 285,000 |
| Noninterest expense | 1,055,000 | 2,038,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 304,000 | 666,000 |
| Income tax | 76,000 | 192,000 |
| Net income | 228,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 14,979,000 | 15,238,000 |
| Total capital | 16,062,000 | 16,439,000 |
| Risk-weighted assets | 98,289,000 | 96,006,000 |