Call reports 2017
FIRST PERSONAL BANK — 2017
What FIRST PERSONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 152,847,000 | 149,968,000 | 147,903,000 | 145,814,000 |
| Total loans | 99,316,000 | 100,084,000 | 98,733,000 | 99,868,000 |
| Allowance for loan losses | 1,059,000 | 1,034,000 | 1,050,000 | 1,072,000 |
| Securities available for sale | 22,942,000 | 22,920,000 | 21,748,000 | 21,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,530,000 | 134,356,000 | 132,100,000 | 130,113,000 |
| Interest-bearing deposits | 123,229,000 | 119,807,000 | 117,016,000 | 115,471,000 |
| Noninterest-bearing deposits | 14,301,000 | 14,549,000 | 15,084,000 | 14,642,000 |
| Equity capital | 14,740,000 | 14,948,000 | 15,123,000 | 14,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,633,000 | 4,044,000 | 5,397,000 |
| Interest expense | 112,000 | 229,000 | 355,000 | 484,000 |
| Net interest income | 1,209,000 | 2,404,000 | 3,689,000 | 4,913,000 |
| Noninterest income | 142,000 | 233,000 | 331,000 | 290,000 |
| Noninterest expense | 1,094,000 | 2,224,000 | 3,313,000 | 4,360,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 413,000 | 707,000 | 843,000 |
| Income tax | 88,000 | 136,000 | 236,000 | 415,000 |
| Net income | 169,000 | 277,000 | 471,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,109,000 | 14,316,000 | 14,601,000 | 14,680,000 |
| Total capital | 15,168,000 | 15,350,000 | 15,651,000 | 15,752,000 |
| Risk-weighted assets | 96,191,000 | 100,112,000 | 94,880,000 | 97,528,000 |