Call reports 2015
FIRST PERSONAL BANK — 2015
What FIRST PERSONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,307,000 | 154,011,000 | 152,455,000 | 152,707,000 |
| Total loans | 92,541,000 | 92,601,000 | 91,464,000 | 91,838,000 |
| Allowance for loan losses | 1,496,000 | 1,507,000 | 1,385,000 | 1,393,000 |
| Securities available for sale | 24,890,000 | 23,685,000 | 18,895,000 | 16,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,503,000 | 138,994,000 | 137,191,000 | 137,726,000 |
| Interest-bearing deposits | 132,242,000 | 126,111,000 | 124,627,000 | 123,504,000 |
| Noninterest-bearing deposits | 13,261,000 | 12,883,000 | 12,564,000 | 14,222,000 |
| Equity capital | 14,219,000 | 14,314,000 | 14,404,000 | 14,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 2,669,000 | 3,982,000 | 5,248,000 |
| Interest expense | 100,000 | 198,000 | 294,000 | 388,000 |
| Net interest income | 1,252,000 | 2,471,000 | 3,688,000 | 4,860,000 |
| Noninterest income | 93,000 | 213,000 | 323,000 | 285,000 |
| Noninterest expense | 1,106,000 | 2,157,000 | 3,474,000 | 4,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 527,000 | 537,000 | 413,000 |
| Income tax | 82,000 | 180,000 | 173,000 | 116,000 |
| Net income | 157,000 | 347,000 | 364,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,699,000 | 13,337,000 | 13,384,000 | 13,217,000 |
| Total capital | 14,823,000 | 14,470,000 | 14,485,000 | 14,299,000 |
| Risk-weighted assets | 89,952,000 | 89,694,000 | 87,210,000 | 85,605,000 |