Call reports 2004
FIRST PERSONAL BANK — 2004
What FIRST PERSONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 111,540,000 | 128,762,000 | 135,008,000 | 139,973,000 |
| Total loans | 76,650,000 | 84,474,000 | 87,144,000 | 91,024,000 |
| Allowance for loan losses | 1,088,000 | 1,060,000 | 1,195,000 | 1,360,000 |
| Securities available for sale | 12,104,000 | 21,354,000 | 29,670,000 | 28,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,877,000 | 101,455,000 | 107,344,000 | 111,133,000 |
| Interest-bearing deposits | 91,247,000 | 95,338,000 | 99,014,000 | 102,322,000 |
| Noninterest-bearing deposits | 5,630,000 | 6,117,000 | 8,330,000 | 8,811,000 |
| Equity capital | 8,569,000 | 10,987,000 | 11,302,000 | 11,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,166,000 | 4,904,000 | 6,821,000 |
| Interest expense | 459,000 | 936,000 | 1,527,000 | 2,133,000 |
| Net interest income | 1,079,000 | 2,230,000 | 3,377,000 | 4,688,000 |
| Noninterest income | 141,000 | 223,000 | 384,000 | 531,000 |
| Noninterest expense | 840,000 | 1,718,000 | 2,658,000 | 3,537,000 |
| Provision for loan losses | 200,000 | 300,000 | 440,000 | 605,000 |
| Pretax income | 180,000 | 435,000 | 663,000 | 1,077,000 |
| Income tax | 61,000 | 148,000 | 226,000 | 350,000 |
| Net income | 119,000 | 287,000 | 437,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,374,000 | 11,043,000 | 11,192,000 | 11,482,000 |
| Total capital | 9,435,000 | 12,103,000 | 12,387,000 | 12,760,000 |
| Risk-weighted assets | 84,838,000 | 93,683,000 | 97,171,000 | 102,131,000 |
Machine access — free, no API key
Every figure shown here about FIRST PERSONAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.