Call reports 2002
FIRST PERSONAL BANK — 2002
What FIRST PERSONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,729,000 | 77,218,000 | 83,311,000 | 88,191,000 |
| Total loans | 53,154,000 | 45,309,000 | 54,329,000 | 55,973,000 |
| Allowance for loan losses | 410,000 | 461,000 | 603,000 | 846,000 |
| Securities available for sale | 12,590,000 | 13,753,000 | 13,669,000 | 14,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,296,000 | 69,313,000 | 73,770,000 | 77,924,000 |
| Interest-bearing deposits | 62,830,000 | 66,287,000 | 70,082,000 | 73,899,000 |
| Noninterest-bearing deposits | 2,466,000 | 3,026,000 | 3,688,000 | 4,025,000 |
| Equity capital | 6,226,000 | 6,572,000 | 6,843,000 | 7,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,290,000 | 3,499,000 | 4,752,000 |
| Interest expense | 464,000 | 919,000 | 1,400,000 | 1,857,000 |
| Net interest income | 708,000 | 1,371,000 | 2,099,000 | 2,895,000 |
| Noninterest income | 77,000 | 314,000 | 483,000 | 936,000 |
| Noninterest expense | 585,000 | 1,169,000 | 1,741,000 | 2,398,000 |
| Provision for loan losses | 176,000 | 225,000 | 362,000 | 600,000 |
| Pretax income | 24,000 | 318,000 | 506,000 | 860,000 |
| Income tax | 0 | 0 | 0 | -545,000 |
| Net income | 24,000 | 318,000 | 506,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,096,000 | 6,390,000 | 6,578,000 | 7,309,000 |
| Total capital | 6,506,000 | 6,851,000 | 7,181,000 | 8,025,000 |
| Risk-weighted assets | 44,895,000 | 44,596,000 | 54,312,000 | 57,149,000 |