Call reports 2007
TRUST ONE BANK — 2007
What TRUST ONE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 549,379,000 | 530,001,000 | 524,448,000 | 543,474,000 |
| Total loans | 368,719,000 | 372,520,000 | 368,223,000 | 393,057,000 |
| Allowance for loan losses | 5,112,000 | 5,353,000 | 6,006,000 | 6,398,000 |
| Securities available for sale | 48,800,000 | 43,461,000 | 41,334,000 | 39,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,359,000 | 358,887,000 | 330,155,000 | 351,042,000 |
| Interest-bearing deposits | 368,319,000 | 336,176,000 | 317,432,000 | 338,078,000 |
| Noninterest-bearing deposits | 20,040,000 | 22,711,000 | 12,723,000 | 12,964,000 |
| Equity capital | 114,160,000 | 114,466,000 | 113,129,000 | 114,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,141,000 | 14,554,000 | 21,954,000 | 29,178,000 |
| Interest expense | 3,994,000 | 8,133,000 | 12,198,000 | 16,196,000 |
| Net interest income | 3,147,000 | 6,421,000 | 9,756,000 | 12,982,000 |
| Noninterest income | 261,000 | 585,000 | 911,000 | 1,380,000 |
| Noninterest expense | 2,163,000 | 5,066,000 | 7,916,000 | 10,931,000 |
| Provision for loan losses | 825,000 | 1,843,000 | 5,278,000 | 7,310,000 |
| Pretax income | 717,000 | 606,000 | -1,963,000 | -3,269,000 |
| Income tax | 229,000 | 135,000 | -911,000 | -1,418,000 |
| Net income | 488,000 | 471,000 | -1,052,000 | -1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,534,000 | 38,266,000 | 36,813,000 | 38,139,000 |
| Total capital | 42,700,000 | 43,373,000 | 41,879,000 | 43,392,000 |
| Risk-weighted assets | 390,610,000 | 394,015,000 | 394,702,000 | 418,168,000 |