Call reports 2005
TRUST ONE BANK — 2005
What TRUST ONE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 518,630,000 | 538,798,000 | 536,805,000 | 538,255,000 |
| Total loans | 358,411,000 | 367,250,000 | 368,617,000 | 365,377,000 |
| Allowance for loan losses | 5,378,000 | 5,061,000 | 5,038,000 | 4,923,000 |
| Securities available for sale | 54,237,000 | 56,876,000 | 59,177,000 | 59,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,861,000 | 351,081,000 | 364,612,000 | 348,278,000 |
| Interest-bearing deposits | 293,819,000 | 303,267,000 | 319,370,000 | 302,717,000 |
| Noninterest-bearing deposits | 41,042,000 | 47,814,000 | 45,242,000 | 45,561,000 |
| Equity capital | 116,372,000 | 116,058,000 | 114,912,000 | 114,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,679,000 | 11,716,000 | 18,122,000 | 24,794,000 |
| Interest expense | 2,001,000 | 4,220,000 | 6,946,000 | 9,913,000 |
| Net interest income | 3,678,000 | 7,496,000 | 11,176,000 | 14,881,000 |
| Noninterest income | 121,000 | 343,000 | 561,000 | 952,000 |
| Noninterest expense | 2,426,000 | 4,757,000 | 7,331,000 | 9,667,000 |
| Provision for loan losses | 415,000 | 715,000 | 815,000 | 890,000 |
| Pretax income | 1,244,000 | 2,653,000 | 3,877,000 | 5,562,000 |
| Income tax | 566,000 | 926,000 | 1,348,000 | 1,982,000 |
| Net income | 678,000 | 1,727,000 | 2,529,000 | 3,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,232,000 | 35,976,000 | 35,336,000 | 37,159,000 |
| Total capital | 41,097,000 | 40,949,000 | 40,321,000 | 42,209,000 |
| Risk-weighted assets | 369,340,000 | 381,086,000 | 382,329,000 | 386,792,000 |
Machine access — free, no API key
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